Property financing · U.S. only
Access home equity with a HELOC.
First, second, or third lien options, with e-notary and no inspector visiting the property.
A short property inquiry. No business application required.
Program at a glance.
- Loan-to-value
- Up to 85% LTV
- Lien position
- 1st, 2nd, or 3rd
- Funding available
- Within 5 days
For qualifying files. Rates depend on FICO and other underwriting factors. Existing liens, property eligibility, approval, and funding timing are reviewed for each request.
Start with the property and existing debt.
Share the property’s state, estimated value, current mortgage and other lien balances, the amount requested, and your preferred timing. I’ll review the potential fit and explain the next steps.
A HELOC is a line of credit secured by your home. Review the rate, fees, draw and repayment terms, and the effect of existing liens before accepting an offer. Read the CFPB’s HELOC overview.
HELOC questions.
Where is this HELOC program available?
This offering is for U.S. properties only. Eligibility and final terms depend on the property, location, existing liens, and underwriting.
Do I need an inspector to visit the property?
This program uses e-notary and does not require an inspector to visit the property. Eligibility and the closing process are confirmed during review.
What rate will I receive?
HELOC rates vary by qualifications, including FICO and other underwriting factors. No fixed rate is quoted for this program on this page.
Is funding within five days guaranteed?
Five-day funding is available for qualifying files. Approval and the funding date must be confirmed for your request.
Review your property financing options.
Contact Nicolas Lescalier, Funding Manager at Premium Merchant Funding. Start with a summary; sensitive documents can follow through the appropriate secure process.
Start a HELOC inquiry