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Property financing · U.S. only

Construction financing for your next project.

Interest-only payments for the first 12 months, with rates and terms based on your qualifications and project.

Discuss a construction loan

An online review with Nicolas Lescalier. Subject to underwriting and approval.

Plan for the build and the repayment.

Interest-only payments cover interest during the initial period; they do not pay down principal. Review what happens after month twelve, including the remaining term and repayment requirements.

The written offer should explain how funds are released, how payments are calculated, and what is required as the project progresses.

Construction financing questions.

Are construction loans available in Canada?

This construction-loan offering is available in the United States only.

How do payments work in the first year?

The program offers interest-only payments for the first twelve months. Interest-only payments do not reduce principal. The written offer must confirm the payment calculation and repayment requirements after that period.

What rate will I receive?

Rates vary by qualifications, including FICO and other underwriting factors. The project and financing structure also require review; this page does not quote a fixed rate.

Comparing property options? Explore U.S. HELOCs, commercial mortgages, or bridge financing.

Tell me about the project.

Start with a short inquiry. I’ll help you identify the information needed for a construction financing review.

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Nicolas Lescalier is a Funding Manager at Premium Merchant Funding. He acts as a direct lender on select deals, works with an extensive network for co-funding, and helps arrange financing through third-party providers. All financing is subject to underwriting and approval and may not be available in every province, territory, or state, or for every business. Terms, costs, and timing vary by provider and applicant. Website calculators and examples are educational estimates, not offers or commitments to fund.