Working capital calculator
Compare the total repayment and payment frequency of two offers.
Compare offersTools and guides
Prepare at your own pace.
Compare costs or organize your request with resources from Nicolas Lescalier.
U.S. business loan calculator
Compare conventional and extended-term payments, rate-reset scenarios and entered fees.
Estimate business loan paymentsSecured line monthly interest estimator
Estimate U.S. monthly interest on an assumed drawn balance and compare limit-based fees, using the calculation method from a historical approval example.
Estimate line-of-credit interestInvoice factoring calculator
Compare separate historical proposals and estimate the advance, factoring fee, reserve and invoice proceeds in USD.
Estimate invoice proceedsCommercial mortgage calculator
Compare U.S. monthly payments, interest-only periods, and balances at maturity.
Estimate mortgage paymentsSBA 7(a) & 504 calculator
Explore U.S. SBA loan payments and the financing pieces of a 504 project.
Estimate SBA paymentsPreparing a financing request? Use the application checklist to see which business details to gather.
Calculator results are educational estimates, not financing offers.
U.S. property investors
Explore the real estate programs.
Compare rental financing with renovation, construction, and short-term bridge options.
Financing guides by country.
Canadian financing guides
U.S. financing guides
- Business Working Capital
- Secured lines of credit
- Term loans
- Equipment financing
- Invoice factoring
- Purchase-order financing
- SBA 7(a) & 504 — U.S. businesses only
- Commercial mortgages
- HELOCs — U.S. only
- Construction loans — U.S. only
- Real Estate Bridge Financing
- Commercial real estate refinance
- Small business funding overview
See the full financing range, including term loans, U.S. HELOCs, and U.S. construction loans.
Understand the process.
- What to expect when working together
- Nicolas’s approach to financing
- Illustrative financing scenarios — educational examples, not client results.
Let’s discuss your financing.
Share the basics. I’ll review your request and outline the next steps.