Capital for your business.
Working capital, equipment, growth or refinancing.
Apply for business financingCanadian business? Start a Canadian review or explore the options.
Commercial finance broker · U.S. businesses
Working capital, term loans, equipment and commercial property. I help you evaluate the options, understand repayment and arrange financing that fits your business.
Primarily U.S. businesses. Canadian requests reviewed separately.
Need help choosing? Use the financing finder.
Working with Nicolas
I’m Funding Manager and Head of the Toronto Office at Premium Merchant Funding. Alongside leading our teams, I originate financing transactions and manage client and lender relationships directly. You work with me to assess the options, understand the terms and coordinate the next steps.
More about NicolasReady to begin?
Choose the request that fits. Country-specific requirements are reviewed within each journey.
Working capital, equipment, growth or refinancing.
Apply for business financingCanadian business? Start a Canadian review or explore the options.
Acquisition, rental, renovation or construction.
Apply for real estate financingCanadian property? Start a Canadian property review. Availability and terms are reviewed separately.
Prefer to explore?
Working capital, secured lines, invoice factoring and purchase-order financing.
Business term loans, equipment financing, the Hybrid Program and U.S. SBA loans.
Mortgages, rental portfolios, bridge, renovation and construction financing.
These examples focus on U.S. financing. U.S. business term loans, SBA loans, HELOCs and construction programs are U.S. only. Canadian programs follow separate availability and terms. Find every product guide and calculator in Services and Tools & guides.
Not sure where to start?
Choose your country, goal and amount. The finder will suggest relevant guides and carry your choices into a review request.
No contact details needed. Your choices stay in this page until you open a review request.
Nicolas Lescalier is Funding Manager and Head of the Toronto Office at Premium Merchant Funding. He is a commercial finance broker who helps clients evaluate and arrange financing through third-party providers, primarily for U.S. businesses. Canadian requests are reviewed separately. All financing is subject to underwriting and approval and may not be available in every province, territory, or state, or for every business. Terms, costs, and timing vary by provider and applicant. Website calculators and examples are educational estimates, not offers or commitments to fund.