Canada & U.S. Financing Nicolas Lescalier Apply
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Business financing · Canada & United States

Nicolas Lescalier

Funding Manager at Premium Merchant Funding

Tell me what you need to finance. I’ll help you compare your options, understand repayment, and take the next step.

Start a financing reviewAbout Nicolas

Fully online. No need to choose a product first.

Financing options

Financing for your business and property.

Explore the options below, or start a review and I’ll help you narrow the fit.

Lines of credit

Revolving access for recurring expenses and uneven cash flow.

Term loans

Rates from 9% APR. Terms up to 60 months, with amortization up to 15 years on qualifying loans.

SBA 7(a) loans

Government-backed financing for eligible U.S. businesses.

HELOCs · U.S. only

First, second, or third lien. Up to 85% LTV, with e-notary and no in-person inspection. Five-day funding available for qualifying files.

Product availability and terms depend on your business, location, and underwriting. Term loans and the three-year program cover both countries. HELOCs, construction loans, and SBA 7(a) are U.S. only. The other linked product guides describe U.S. financing. For Canadian requests, see the Canadian financing overview, Canadian working capital, and Canadian equipment guides.

How it works

A clear path from need to next step.

  1. Share your need.

    Tell me about your business, the amount, and your timeline.

  2. Compare the fit.

    Review available options against your cash flow and goals.

  3. Know the next step.

    Understand the terms and documents before moving forward.

Explore financing services

Working with me

Direct communication, wherever you operate.

I work with businesses across every Canadian province and territory and all 50 U.S. states. The review and follow-up take place online.

I fund select deals directly and work with funding partners when co-funding or another provider is appropriate.

View the Canada & U.S. coverage map

Let’s discuss your financing.

Share the basics. I’ll review your request and outline the next steps.

Start a financing review

Nicolas Lescalier is a Funding Manager at Premium Merchant Funding. He acts as a direct lender on select deals, works with an extensive network for co-funding, and helps arrange financing through third-party providers. All financing is subject to underwriting and approval and may not be available in every province, territory, or state, or for every business. Terms, costs, and timing vary by provider and applicant. Website calculators and examples are educational estimates, not offers or commitments to fund.