Commercial finance broker · U.S. businesses

Business financing.
A clearer plan.

Working capital, term loans, equipment and commercial property. I help you evaluate the options, understand repayment and arrange financing that fits your business.

Primarily U.S. businesses. Canadian requests reviewed separately.
Need help choosing? Use the financing finder.

Working with Nicolas

Experience behind the advice.

I’m Funding Manager and Head of the Toronto Office at Premium Merchant Funding. Alongside leading our teams, I originate financing transactions and manage client and lender relationships directly. You work with me to assess the options, understand the terms and coordinate the next steps.

More about Nicolas

Ready to begin?

What are you financing?

Choose the request that fits. Country-specific requirements are reviewed within each journey.

Prefer to explore?

A few ways financing can fit.

View all financing services

Property & real estate

Mortgages, rental portfolios, bridge, renovation and construction financing.

These examples focus on U.S. financing. U.S. business term loans, SBA loans, HELOCs and construction programs are U.S. only. Canadian programs follow separate availability and terms. Find every product guide and calculator in Services and Tools & guides.

Not sure where to start?

A few details. A clearer next step.

Choose your country, goal and amount. The finder will suggest relevant guides and carry your choices into a review request.

No contact details needed. Your choices stay in this page until you open a review request.

A question before you apply?

Tell me what you’re considering. We can start with a conversation.

Nicolas Lescalier is Funding Manager and Head of the Toronto Office at Premium Merchant Funding. He is a commercial finance broker who helps clients evaluate and arrange financing through third-party providers, primarily for U.S. businesses. Canadian requests are reviewed separately. All financing is subject to underwriting and approval and may not be available in every province, territory, or state, or for every business. Terms, costs, and timing vary by provider and applicant. Website calculators and examples are educational estimates, not offers or commitments to fund.