Where I operate

Canada and the United States. Fully online.

I work with business owners across all 10 Canadian provinces, 3 territories, and all 50 U.S. states. We discuss your financing needs remotely, wherever your business operates.

Service coverage map showing Canada and the United States, including Alaska and a Hawaii inset. All provinces, territories, and states are listed below.
CanadaUnited StatesOnline service coverage · Hawaii inset uses a different scale

This map shows where I provide online financing guidance. Financing products, approval, and terms depend on your location, business, transaction, and the participating provider. Coverage is not a commitment to fund.

Canada

All provinces and territories.

  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Nova Scotia
  • Northwest Territories
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Québec
  • Saskatchewan
  • Yukon
Explore Canadian financing

United States

All 50 states, plus Washington, D.C.

View U.S. states and district
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Alaska and Hawaii are included. The same remote process applies across time zones.

Explore U.S. financing

How we work together

A remote process, built around your request.

1

Share the essentials

Send your country, province or state, amount, currency, use of funds, and timing. Start with a summary; sensitive documents can follow through the appropriate secure process.

2

Discuss fit remotely

We review the business need, repayment expectations, and likely documentation. My service is fully online; I do not meet customers in person.

3

Review the available path

Where a financing path is available, we work through the relevant provider's requirements. Approval and final terms remain subject to underwriting.

Coverage questions

Where does Nicolas Lescalier operate?

Nicolas Lescalier provides online business financing guidance throughout Canada and the United States, including all ten Canadian provinces, three territories, and all fifty U.S. states.

Can I visit an office or meet in person?

No. Nicolas's client service is fully online, with remote discussions and follow-up. He does not meet clients in person.

Does service coverage mean every financing product is available everywhere?

No. Service coverage means you can contact Nicolas from those regions. Product availability, approval, and terms depend on the location, business, transaction, and funding provider.

Map boundaries: Natural Earth, public-domain cartographic data. The map is a general service-area illustration.

Nicolas Lescalier is a Funding Manager at Premium Merchant Funding. He acts as a direct lender on select deals, works with an extensive network for co-funding, and helps arrange financing through third-party providers. All financing is subject to underwriting and approval and may not be available in every province, territory, or state, or for every business. Terms, costs, and timing vary by provider and applicant. Website calculators and examples are educational estimates, not offers or commitments to fund.